Chula Vista, California becomes model for blight control laws in the US

Tuesday, October 14, 2008

The San Diego, California suburb of Chula Vista has responded to the recent housing crisis with an aggressive blight control ordinance that compels lenders to maintain the appearance of vacant homes. As foreclosures increase both locally and throughout the United States, the one year old ordinance has become a model for other cities overwhelmed by the problem of abandoned homes that decay into neighborhood eyesores.

Chula Vista city code enforcement manager Doug Leeper told the San Diego Union Tribune that over 300 jurisdictions have contacted his office during the past year with inquiries about the city’s tough local ordinance. Coral Springs, Florida, and California towns Stockton, Santee, Riverside County, and Murietta have all modeled recently enacted anti-blight measures after Chula Vista’s. On Wednesday, 8 October, the Escondido City Council also voted to tighten local measures making lenders more accountable for maintenance of empty homes.

Lenders will respond when it costs them less to maintain the property than to ignore local agency requirements.

Under the Chula Vista ordinance lenders become legally responsible for upkeep as soon as a notice of mortgage default gets filed on a vacant dwelling, before actual ownership of the dwelling returns to the lender. Leeper regards that as “the cutting-edge part of our ordinance”. Chula Vista also requires prompt registration of vacant homes and applies stiff fines as high as US$1000 per day for failure to maintain a property. Since foreclosed properties are subject to frequent resale between mortgage brokers, city officials enforce the fines by sending notices to every name on title documents and placing a lien on the property, which prevents further resale until outstanding fines have been paid. In the year since the ordinance went into effect the city has applied $850,000 in fines and penalties, of which it has collected $200,000 to date. The city has collected an additional $77,000 in registration fees on vacant homes.

Jolie Houston, an attorney in San Jose, believes “Lenders will respond when it costs them less to maintain the property than to ignore local agency requirements.” Traditionally, local governments have resorted to addressing blight problems on abandoned properties with public funds, mowing overgrown lawns and performing other vital functions, then seeking repayment afterward. Chula Vista has moved that responsibility to an upfront obligation upon lenders.

That kind of measure will add additional costs to banks that have been hit really hard already and ultimately the cost will be transferred down to consumers and investors.

As one of the fastest growing cities in the United States during recent years, Chula Vista saw 22.6% growth between 2000 and 2006, which brought the city’s population from 173,556 in the 2000 census to an estimated 212,756, according to the U.S. Census Bureau. Chula Vista placed among the nation’s 20 fastest growing cities in 2004. A large proportion of local homes were purchased during the recent housing boom using creative financing options that purchasers did not understand were beyond their means. Average home prices in San Diego County declined by 25% in the last year, which is the steepest drop on record. Many homeowners in the region currently owe more than their homes are worth and confront rising balloon payment mortgages that they had expected to afford by refinancing new equity that either vanished or never materialized. In August 2008, Chula Vista’s eastern 91913 zip code had the highest home mortgage default rate in the county with 154 filings and 94 foreclosures, an increase of 154% over one year previously. Regionally, the county saw 1,979 foreclosures in August.

Professionals from the real estate and mortgage industries object to Chula Vista’s response to the crisis for the additional burdens it places on their struggling finances. Said San Diego real estate agent Marc Carpenter, “that kind of measure will add additional costs to banks that have been hit really hard already and ultimately the cost will be transferred down to consumers and investors.” Yet city councils in many communities have been under pressure to do something about increasing numbers of vacant properties. Concentrations of abandoned and neglected homes can attract vandals who hasten the decline of struggling neighborhoods. Jolie Houston explained that city officials “can’t fix the lending problem, but they can try to prevent neighborhoods from becoming blighted.”

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CEO Robert Klein of Safeguard, a property management firm, told the Union Tribune that his industry is having difficulty adapting to the rapidly changing local ordinances. “Every day we discover a new ordinance coming out of somewhere”, he complained. Dustin Hobbs, a spokesman from the California Association of Mortgage Bankers agreed that uneven local ordinances are likely to increase the costs of lending. Hobbs advised that local legislation is unnecessary due to California State Senate Bill 1137, which was recently approved to address blight. Yet according to Houston, the statewide measure falls short because it fails to address upkeep needs during the months between the time when foreclosure begins and when the lender takes title.

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Grand Finals set in 2021-22 Sunshine Coast, Australia cricket season

Monday, March 7, 2022

Cricket Grand Final match ups on Australia’s Sunshine Coast have been set, with many being made through washed out semi finals.

Three games scheduled the be played at Burpengary, Morayfield, and Wamuran were unable to proceed when the local government, Moreton Bay Council, closed access to any sporting grounds in their region. The games affected were the Division 3 game between Burpengary and USC, the Division 1 game between Caboolture and Maroochydore, and the Division 4 game between Wamuran-Stanley River and Palmwoods.

No play was possible on either ground at the Glasshouse Mountains grounds, as the sports club that controls the facilities did not allow them access. Games affected were the Division 4 game between Glasshouse and Maroochydore, and the Division 5 game between Glasshouse and USC.

One ground in Palmwoods got a game on. The Division 5 game at between Palmwoods and Cooroy-Eumundi at the Palmwoods Sports Reserve nearly had a first innings result on day 1. The home side batted first scoring 92. Cooroy were 52 for the loss of 9 wickets. Palmwoods would get the last wicket on Sunday.

The main ground in Tewantin, Read Park, was deemed too water logged after an inspection by both teams in the Division 1 game between Tewantin Noosa and Glasshouse. Tewantins Division 6 side managed to get 61 overs in on Sunday against Yandina before lighting became a factor. That match concluded in a draw.

USC and Palmwoods got enough play in for a first innings result. The home side chased down the 86 required for that result an hour before the scheduled lunch break. Palmwoods would concede the match about 20 minutes prior to the interval.

USC all-rounder George Bagshaw said: “We bowled well, bowled them out for about 86 and yeah, did the rest with the bat. [We] certainly dug in; Me and Trav[is Bell] put on a good partnership and, yeah, good for the rest of the boys to get it done this morning.”

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Live A Healthy Lifestyle And Avoid Heart Diseases}

Submitted by: Brent McNutt

The busiest walks of life belong to those who have sedentary lifestyles. But one must be very careful for lifestyle define what kind of life are you going to have.

In most cases, heart diseases have been the biggest problem of people. It has been related to one’s way of living and it has been the number one, top killer and cause of disability in most progressive countries and world. So, one must take part in the battle against this disease.

Live a healthy lifestyle.

[youtube]http://www.youtube.com/watch?v=vKB3G1CtX5o[/youtube]

As simple as it sounds, people can be saved from the calls of death by simply altering and positively changing the outward direction of your physical self. Start with assessing yourself about how you live your day. Are you having enough time to see and take care of yourself and what can you do to improve the way you live your life now? Now that you have asked, here are some of the basics that you have to learn.

Eat a healthy diet and maintain a healthy weight. The food one eats affects one’s bodily function and explains why a person suffers from a certain disease. Being overweight or so as to say, obese, may increase your risk to heart attacks and other aberrations. One must seek the ideal body weight in order for one to keep track of how one’s body is being affected by their intake. The body mass index or the BMI is the standard basis in determining and assessing one’s status. In addition, the proper food intake should be taken into consideration. Watch out for your food, and put in mind that eating foods with low saturation of fat and cholesterol and those which are high in fiber will sweep u and prevent the buildup of unwanted fat deposits that may lead to plaques and cause heart insufficiencies.

Have a diligent amount of exercise. A regular dose of 30 minute exercise will suffice to maintain a desirable weight and help maintain the blood pressure be lowered. Moderate in intense physical activity that lasts for at least 30 minutes on most days of the week is the most ideal habit to pursue a healthy way of life.

Refrain from smoking and alcohol intake. Though sometimes done in moderation, these two habits will increase your risk for heart problems for these stimulants basically cause the narrowing of one’s blood vessels or pathways (or what they called vasoconstriction). This impedes the circulation of the blood and may alter the balance and continuity of blood flow that will lead to serious to fewer problems.

Have yourself checked and ensure a better future for you and your family. There are ways to prevent and treat medical heart conditions, take a step to lower the risk of your problems. Have your blood cholesterol checked and monitor your blood pressure, manage other underlying diseases such as diabetes and if there are any then take medications as prescribed.

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Israel buys nuclear capable subs

Friday, August 25, 2006

Israel has purchased two more Dolphin class submarines which have the capacity to carry nuclear warheads. Israel already has three older nuclear weapons-capable Dolphin submarines but the new Dolphins have propulsion systems that allow them to remain submerged for longer periods of time, according to the Jerusalem Post, making it harder for them to be tracked by satellite. Experts view the purchase as a clear signal to Iran that Israel can retaliate if subjected to a nuclear attack.

“The Iranians would be very foolish if they attacked Israel,” said Paul Beaver, a British based defence analyst, speaking to the Washington Post. According to Beaver, the submarines would provide Israel with both first strike and second strike capability.

Israel already has land-based nuclear-capable ballistic missiles in the form of the Jericho I and II missiles.

German officials confirm that the contracts for the new submarines was signed July 6. The Jerusalem Post reports that they will be operational shortly.

Israel has never confirmed nor denied that it has nuclear weapons but is believed to have the world’s sixth largest stockpile of the devices, with most outside estimates putting their stockpile in the low hundreds. Israel’s possession of nuclear arms has often been a locus of bitter controversy in the Middle East, especially among countries who believe that the world community, and especially the United States, is hypocritical in its tolerance of Israeli nuclear arms while decrying the efforts of other Middle Eastern nations to develop their own nuclear capabilities.

Meanwhile, the Jerusalem Post reports there is a growing mood among Israel’s defence establishment that the country will have to act independently to stop Iran from obtaining nuclear weapons as the United States is unlikely to do so.

“America is stuck in Iraq and cannot go after Iran militarily right now,” according to an unnamed official quoted by the paper.

A report by the US House of Representatives’ Intelligence Committee released on Wednesday asserts that if Iran arms itself with nuclear weapons, Israel would be pressed to respond militarily. “A nuclear armed Iran would likely exacerbate regional tensions. Israel would find it hard to live with a nuclear armed Iran and could take military action against Iranian nuclear facilities,” the report states. Iran has continually maintained that it seeks only to develop nuclear technology for the production of electrical power, though this has been disputed by many nations.

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‘Jelly bellies’ memo costs Florida police chief his job

Thursday, November 2, 2006

Winter Haven, Florida police chief Paul Goward was tired of seeing fat hanging out over the belts of some of his officers. So he posted a memo to encourage the so-called ‘jelly bellies’ to get in shape.

The memo, entitled ‘Are You A Jelly Belly?’ didn’t single anyone out, and, apart from the title, didn’t call anyone names.

Goward, a former deputy police chief in Wichita, wrote “If you are unfit, do yourself and everyone else a favor. See a professional about a proper diet and a fitness training program, quit smoking, limit alcohol intake…Don’t mean to offend, this is just straight talk. I owe it to you.”

It provided a list of 10 reasons cops should get fit. Goward said that overweight cops poorly represent the profession, are liable to ‘poop out’ when chasing suspects, and may have to use a higher degree of force.

In the end, Goward resigned from his position as police chief.

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Bathroom Remodeling: Easy Tips For A Successful Bath Makeover

By Yakove Vahava

A bathroom makeover project can either fill your thoughts with nice and gleaming white bath surfaces or maybe something like a half assembled remodeling disaster. As soon as your bathroom remodeling project gets done, your project may just turn out to be a fun task after all. A bathroom makeover is among the most popular home improvement projects. Whether it is the addition of a new bath or remodeling an old one, here are few important tips that you have to keep in mind for you to make the most out of this project.

How far would you want to go for this bathroom makeover?

— The simple surface modifications. On an easy end of the scale, you may prefer the general layout and size of your bath and the structures that support it such as walls, joints and etc. The ultimate mantra of surface level alterations is ‘to cover and not replace’. You can always do a simple tub reglazing or perhaps a wall repainting to give your bath a refreshing new look.

— Changing your bath interior layout. The structural elements are fine, you may want to change the surface alterations and also alter the layout around your bathroom.

[youtube]http://www.youtube.com/watch?v=hTSQT9PzqRA[/youtube]

— Complete tearing out and remodeling project. At this point, you have already reached the most difficult end of the scale. You want to do all the tasks that were mentioned above but the 50 years of accumulated moist in your bath has already worn out your joists, wall studs and even your bath window is falling out.

Financing your bath remodeling project

Bath renovations can get pretty costly. A total bath makeover would costs around $15K to $18 just for the usual functional remodel. Even though many baths are small, the costs arise from the subcontracting services that you may need (plumbers, electricians) and other expensive items involved (cabinets, fixtures & etc.). One of the most popular ways of financing a bath remodeling project is through a home equity loan. While you are looking at your financing options, it would also be wise to think about how you can save on your bath renovation costs.

Bath Renovations: DIY or hire a professional contractor?

During this point in time, you may have to decide whether you want to do this project yourself or hire a remodeling pro. If you think you are that motivated and your task simply involves the usual surface alterations, then you can always do the project yourself. But remember, not all tasks are created equal. The installation of a new toilet can be simple, but the construction of new tiled shower should only be done by professionals. Take note which projects you can do yourself and the ones that are better left to the skilled hands.

— Permits. Building, electrical and other permits may be needed for this project. Make sure you go apply for one before even the project starts.

— Contractor license. Hire licensed contractors that have the necessary skills for quality workmanship.

Tub and Shower Refinishing, Repair and Replacement

The tub and shower comprise the heart of bath and for many homeowners, these are the reasons for a bathroom remodeling project. If there are cracks, then you can always self repair acrylic/fiberglass tub at an affordable cost. if you think the surfaces are stained and discolored, then a tub refinishing would be helpful.

About the Author: To learn more about

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Iraqi restaurant hit by suicide bomber

Thursday, December 11, 2008

A suicide bombing in Iraq has killed at least 55 people and injured at least 120 more, according to local police.The suicide bomber struck at a restaurant located about 2 miles north of the ethnically mixed city of Kirkuk on Thursday morning. The Abdullah restaurant, where the explosion took place, is popular among Kurdish officials. The attack comes on the Muslim religious holiday Eid al-Adha, known in English as the “Festival of Sacrifice”.

At the time the restaurant was struck, it was full of families marking the final day of Eid. Five women and three children were among the dead.

Kirkuk is the scene of ongoing ethnic tensions, although the reasons for this attack in particular are currently unknown.

Salam Abdullah, 45, was one of the people in the restaurant at the time of the attack. “I held my wife and led her outside the place. As we were leaving, I saw dead bodies soaked with blood and huge destruction,” he stated, commenting on his experiences. “We waited outside the restaurant for some minutes. Then an ambulance took us to the hospital.”

Awad al-Jubouri, who was injured in the incident, condemned the bombers. “I do not know how a group like al-Qaida claiming to be Islamic plans to attack and kill people on sacred days like Eid. We were only meeting to discuss our problems with the Kurds and trying to impose peace among Muslims in Kirkuk.” Jubouri is a tribal leader, who was attending a lunch that was intended to precede a meeting discussing was to lessen tensions between local communities.

Last July, an affiliated restaurant of the same name was the site of a suicide bombing which claimed the lives of six and wounded twenty five.

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Chef who appeared on Gordon Ramsay’s ‘Kitchen Nightmares’ commits suicide

Wednesday, September 29, 2010

Joseph Cerniglia, a chef who had appeared on Gordon Ramsay’s television show Kitchen Nightmares, has commited suicide. Cerniglia was the owner of Italian restaurant Campania. He jumped off a bridge into the Hudson river on the New York–New Jersey border. At the time of filming in 2007, Cerniglia owed suppliers $80,000.

Officials reported that 39-year-old Cerniglia had jumped off of the George Washington Bridge into the Hudson. His death has officially been ruled as suicide. His body was retrieved from the river after reports of a man jumping off of the bridge.

Ramsay released a statement to the Press Association saying “I was fortunate to spend time with Joe during the first season of Kitchen Nightmares. Joe was a brilliant chef, and our thoughts go out to his family, friends and staff.”

Cerniglia told Ramsay about his personal debt when he came to the restaurant in 2007. He said “I am financially in trouble. The debt of the restaurant alone is overwhelming. My personal debt — wife, kids, mortgage — that’s a lot of debt”.

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Open source game developer Perttu Ahola talks about Minetest with Wikinews

Tuesday, June 30, 2020

Recently, Finnish open-source video game developer Perttu Ahola discussed Minetest, his “longest ever project”, with Wikinews.

Started in October 2010, Minetest was an attempt by Ahola to create a sandbox game similar to Minecraft. Minecraft is a multi-platform commercial game, which was in alpha version when Ahola challenged himself to create something similar to it from scratch, he told Wikinews.

Minetest is an open-source game, which is free for anyone to download and play. It is written in the C++ programming language, and the source code is available on code-hosting site GitHub. According to Ahola, Minetest attempts to run on older hardware, with limited graphics, but to be accessible to more people: those who have outdated technology, and making it available for no cost. Minecraft, on the other hand, is a paid game, currently costing USD 26.95 for its computer version. Minecraft is currently owned by Microsoft, and performs poorly on older hardware.

A correspondent from French Wikinews contacted Perttu Ahola via Internet Relay Chat a few weeks ago, discussing Minecraft. This interview is built on top of the previous interview, as we take a deeper dive into knowing more about this free game which is about to turn ten years old in a few months.

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